wow elisha... i have *just* read this thread and shoot... I'm sorry you had to go through such crap and I'm glad to hear that you have come through as well as you have. Take it easy gal, it takes a while for those lower abdominal muscles to heal up properly, so don't push it!! We want to see you back in top shape.
I hope you get everything straightened out with the insurance company (if not, we'll have to start a fund for you online).
Take care now...